Japan Travel Insurance – What You Need to Know Before Visiting
As Japan continues to welcome visitors from around the world, one important topic is gaining attention: travel medical insurance. With rising tourist numbers putting increasing pressure on healthcare services, proper coverage is no longer just a suggestion — it’s quickly becoming a necessity.
Why travel insurance matters now more than ever?
Japan’s global popularity is soaring, thanks in part to a weakened yen that makes the country more affordable for many travellers. However, alongside this boom comes a new challenge: hospitals and clinics, particularly in major cities and tourist hubs, are under strain.
A significant proportion of visitors either arrive without travel insurance or leave unpaid medical bills behind them. This creates a financial burden for Japan’s healthcare system and has led officials to consider introducing stricter entry requirements, including mandatory proof of insurance.
Risk of entry denial due to unpaid medical bills
In response to rising healthcare costs incurred by uninsured tourists, Japan is set to introduce new immigration policies barring visitors with a history of unpaid medical bills from re-entering the country. Starting from April 2026, immigration authorities will have access to this data, meaning that if you leave Japan with medical debt of as little as JPY 10,000 (USD 64/EUR 55), you could be barred from re-entering.
This is a serious development, therefore travel insurance is now strongly recommended, and may soon be a determining factor in whether you are allowed to (re-) enter the country.
What this means for travellers ?
While official regulations are still evolving, the message is clear: travellers to Japan may soon be required to present proof of insurance during the visa process or at immigration checkpoints. Even for short-term visits, this will likely become standard.
Travel insurance helps you comply with future rules and protects you now. Medical emergencies can happen anywhere, and costs in Japan can be high — especially if you require hospitalisation or private care.
Don’t wait for the rules to change — be prepared now!
Japan’s discussion about mandatory insurance reflects a wider global trend: countries are working to safeguard their public health systems as international travel increases again. Even if official policies aren’t yet in effect, travellers are encouraged to act responsibly and plan ahead.
Travel medical insurance offers:
• Protection from unexpected medical expenses
• Coverage for illness, accidents and emergency care
• Repatriation of Remains
• Peace of mind and smoother immigration clearance
Get the right coverage for Japan.
Whether you’re visiting for leisure, business or a short-term study programme, Glovice offers affordable, reliable travel insurance plans tailored for Japan. Our policies include:
• Comprehensive medical coverage
– Emergency services
– Digital proof of insurance for visa or immigration purposes
Explore Japan with confidence!
Don’t let uncertainty disrupt your plans. You can explore Japan’s beauty knowing you’re protected if the unexpected happens. Secure your travel insurance today and travel responsibly.
Our clients appreciate our prompt, personalized service and dedication to human connection. No chatbots. No scripted replies. No hard selling
We answered basic FAQ
Do I need travel insurance for Japan in 2026?
Although it is not yet mandatory, Japan will start re-entry screening at immigration for foreigners with unpaid medical bills from April 2026. Tourists who have unpaid medical bills totalling as little as JPY 10,000 from previous visits may be denied entry.
Can I be denied entry to Japan without travel insurance?
As of now in 2025, you can currently enter Japan without travel insurance. However, new policies may require proof of coverage. If you don't have insurance, please take this into consideration or make sure to pay your bill if you seek medical help.
What does travel medical insurance for Japan cover?
A comprehensive travel medical insurance policy for Japan usually includes coverage for medical treatment, hospital stays, accidents, emergency evacuations, and repatriation of remains. Please contact us for more information and quotation.
Why should I get travel insurance for Japan now?
Medical care in Japan can be expensive, and new entry rules may soon require insurance. Having coverage now protects both your health and your ability to return to Japan. It will also give you peace of mind in case an unexpected health issue arises as in this case
